Enjoy the festive season with instant personal loans

While we are heading into the most auspicious time of the year, it is time to revel in the festivities! This usually means buying gifts for loved ones, going on vacations, or making big purchases that you’ve been saving up for. While all of these plans are great to get into the festive spirit, you also need to start thinking about the expenses lined up to plan your way smoothly. If making a dent in your pocket is something you want to avoid, applying for an instant personal loan can be a great way to arrange for the required funds while keeping your savings intact.

If this sounds like an option worth considering, go through the following article to understand how an instant personal loan can help out this festive season!

1. Go through a completely paperless process to apply for a personal loan

Time really flies by during the holidays. You’ll be busy with all the plans you’ve made that there will barely be time for anything else. Now, in between this hectic schedule, it might not be possible to make multiple trips to a bank, fill up lengthy documentation and application forms, and then finally wait for the bank to get your loan approved. Thankfully, you won’t have to do any of this! With IDFC FIRST Bank, you can apply for an instant personal loan via a digital application process online. You do not have to worry about providing any physical documents to the bank, making the whole process quite convenient!

2. Apply for a high loan amount to cover multiple expenses

There are many things that you might have lined up for the holiday season. You might want to get some renovation work done before inviting people over, gift something grand to a loved one, or even make a big purchase for yourself. Now, if you are worried about the bank offering a big loan amount, don’t be! IDFC FIRST Bank offers personal loans up to Rs. 1 crore, so you can make sure all the expenses at hand are covered without falling short of funds. You can also get a competitive interest rate on the loan, which means that the loan can easily be taken care of without putting a lot of pressure on your finances.

3. Get low EMIs to repay the loan with ease

Any individual applying for a loan would be concerned about affording the loan’s EMI payments. With IDFC FIRST Bank, you can get a personal loan with EMIs starting from as low as Rs. 2149 per lakh of the loan amount disbursed. You can head to the IDFC FIRST Bank website and make use of the personal loan EMI calculator to plan your loan repayment with ease.

4. Choose from flexible repayment tenures as per your convenience

Any borrower needs to have a suitable repayment tenure to pay off the loan’s EMI payments without any hassles. IDFC FIRST Bank offers personal loans with flexible repayment tenures starting from 12 months and going all the way up to 84 months.

5. Access the loan amount in no time

When applicants apply for a loan, they most likely need the funds on an immediate basis. So, it would not help their case if they received the required loan amount after a long gap. This is never a problem with IDFC FIRST Bank, since they are known for providing quick loan approvals, achieving a turnaround time that is currently the best in the industry. Applying for a personal loan from IDFC FIRST Bank can ensure that you get immediate access to the funds you need for your expenses. With IDFC FIRST Bank, you can enjoy a seamless experience when it comes to getting an instant personal loan and fulfilling all your financial needs. So, apply for the loan from the comfort of your home, receive it in no time, and get your upcoming holiday plans underway!