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Get Up to 20% Off On Shopping With Kotak Silk Savings Programme!

With Festival Season, Shopping Is On Everyone’s Mind! And Thanks To The Exciting Promotion By Kotak Silk Savings Programme, You Can Now Up Your Shopping Game Without Burning A Hole In Your Pocket.

By : Brand Stories | Updated on: 28 Nov 2023, 04:26:08 PM
kotak saving

kotak saving account (Photo Credit: Social Media)

New Delhi:

With festival season, shopping is on everyone’s mind! And thanks to the exciting promotion by Kotak Silk Savings Programme, you can now up your shopping game without burning a hole in your pocket.

Kotak Silk Savings Programme ensures that modern women not only manage their finances with preferential pricing on banking products and unmatched savings account interest rates but also walk in style with exclusive offers and discounts!

Through its strategic partnership with some of the best brands, the Kotak Silk Savings Programme offers its users great discounts on NYKAA and Urban Company services. Let’s take a look at the offers in detail.

The Kotak Silk Savings Account The Kotak Silk Savings Programme is not just another bank programme but a unique initiative crafted for today’s progressive women who deserve it all! Given the many roles you play, Kotak has come up with a savings account that aligns perfectly with your financial and lifestyle needs. Here’s why this stands out:

*Superior Savings: With some of the most competitive savings account interest rates in the market, this programme ensures your money grows consistently, maximising your returns.

*Preferential Pricing on Banking Products:

*Preferential pricing on products like lockers, personal loans, two-wheeler loans, car loans and gold loans.

*Exclusive Offers & Rewards: With this exclusively curated programme, you get a world of exclusive offers. It's not just about saving; it's about enhancing your lifestyle.

*Silk Platinum Debit Card Privileges: Increase your shopping with the Kotak Silk Platinum Debit Card. Get the benefits of special offers and up to 1500 Reward Points on spending.

*Personal Touch with a Dedicated Desk: Queries? Concerns? The Kotak Silk Savings Programme ensures you’re not just another account number. With a dedicated customer service desk, all your worries get addressed promptly.

*Access to Dedicated Silk community: At Silk, we believe financial independence is true freedom for every woman and offer holistic solutions for managing money. Silk Programme gives you access to Silk Money Matters, a community that will help you master the art of personal finance.

*Complimentary Myntra Kotak Credit Card: Style up with silk in affordable and fun ways by availing complimentary Myntra Kotak credit card and get a 7.% instant discount on every transaction.

The Shopping Discount

For all the shopping enthusiasts, this account brings an exclusive offer that’s too good to pass. You can get up to 10% off on minimum spending of Rs 2,000 on NYKAA (maximum discount of Rs 250) using your Silk Savings bank account card. So upgrade your lifestyle and celebrate the festive season in style.

Besides, avail personalised services with discounts of up to 20% on a minimum spend of Rs 799 on Urban Company (maximum discount of Rs 350).

How to Avail the Offer?

For Kotak Silk Savings account holders, availing of the exclusive apparel discount is easy. Just follow these steps:

*Visit the Online Store: Go to the NYKAA website or app using your smartphone or laptop.

*Select Your Favourites: Browse through the brands and pick your favourites.

*Proceed to Checkout: Once ready to purchase, head to the checkout page.

*Use Your Kotak Silk Card: Pay using your Kotak Silk Savings account debit/credit card.

* Enjoy the Discount: As long as your minimum purchase value is Rs 2,000, you can get up to 10% discount.

Here's how to avail of the exclusive Urban Company offer:

*Visit the Urban Company website or app: Access the Urban Company website or app through your smartphone or laptop.

*Browse and select your desired services: Choose from a wide array of services available on Urban Company, including cleaning, repairs, women's salon & spa, and more.

*Proceed to checkout: Proceed to the checkout page once you've selected the services you want.

*Enter your Kotak Silk Savings account details: Select your Kotak Silk Savings account debit/credit card as your payment method and enter the necessary details.

*Enjoy the discount: As long as your minimum order value is Rs 799, you'll automatically receive a 20% instant discount, up to a maximum of Rs 350.

Benefits of the Promotion

By opening savings account online you can avail following offers:

* Earn Kotak Rewards points on your debit card spending.

* Get exclusive discounts on Urban Company and NYKAA.

* Join a community of women who can help you with your personal finances.

* Earn FD-like interest in your Savings Account with ActivMoney.

Terms and Conditions

Delving into the specifics, here are some finer points to keep in mind about this offer:

Urban Company

*20% instant discount up to Rs 350 on a minimum list price of Rs 799 â¦Â Offer can be availed by making the payment using a Kotak Silk Platinum Debit Card â¦Â Offer valid all days once per card per user per month â¦Â Offer is valid on cleaning, repairs, women's salon & spa â¦Â Offer Period: Valid up to 31st December 2023


*10% instant discount on minimum spends of Rs 2,000 (maximum discount of Rs 250) â¦Â Validity: Valid up to 31st December 2023

Silk + Kotak Myntra Credit Card

*Get an instant discount of 7.5% on all spends across Myntra Platforms (includes Mobile app and website)| max discount capped at Rs 750 per transaction.

*Get an instant Silk welcome voucher worth Rs 1000 valid for Myntra spends. All you have to do is activate your Myntra Credit card by completing 1 transaction worth Rs 500 or more within 30 days of card issuance offer valid between Oct’23- Dec’23.

*Get a 5% cashback on spends across preferred partners category | max discount Rs.1,000 per statement cycle.

*Unlimited 1.25% cashback on spending across all other online and offline merchants â¦Â A joining fee Rs 500 waived off for Silk customers.

*Annual fee of Rs 500 waived off for the subsequent year on spends of Rs 2 lakh or more.


With the Kotak Silk Savings Programme, women can have the best of both worlds - superior savings with impressive discounts. With savings account interest rates higher than most, crazy shopping deals and discounts, and a dedicated customer service team, it’s truly a game changer in personal banking. Ladies, if you’ve been waiting for the perfect financial friend, this is it!

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First Published : 28 Nov 2023, 04:21:02 PM