The government is gradually making Aadhaar card compulsory for financial transactions and several other procedures such as filing income tax returns and availing government schemes and benefits.
The government recently made Aadhaar mandatory for opening bank accounts as well as for any financial transaction of Rs 50,000 and above. It has asked the existing bank account holders to link their Aadhaar number issued by the Unique Identification Authority of India (UIDAI) by December 31, 2017. If they fail to do so, their account will turn invalid, a revenue department notification has said.
Many banks have provided an option to add Aadhaar details online or through SMS in a particular format to a specific number. Some banks are even allowing customers to link their Aadhaar number to their bank account through an ATM.
Here is how you can link your Aadhaar number with your bank account:
Linking Aadhaar to your bank account online:
#Logon to the internet banking service of your bank
#Look for "Update Aadhar Card Details" option or "Aadhaar Card Seeding" option and click on it. You will be redirected to a new page.
#Enter your Aadhaar card nmber and click on the Submit button
#You will see the last 2 digits of registered mobile number (non-editable)
#The status of the linking to Customer's registered mobile number will be communicated to the customer
Linking your Aadhaar card to your bank account through SMS:
#To be able to link your Aadhaar number to your bank account through SMS, your mobile number should be registered with the bank
#If you are an SBI customer, send SMS to 567676 in this format – UID(space)Aadhaar number(space)Account number
#If your mobile number is not registered or if the Aadhaar is already linked to your bank account, an SMS reply will be sent to you
#You will receive an SMS confirmation of the seeding request in case your mobile number is registered with the bank
#Many banks have not offered the option of linking Aadhaar to bank account through SMS, so check through your bank’s customer care helpline to check whether this option is available or not.
Linking your Aadhaar card to your bank account at an ATM:
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#Some banks such as SBI provide an option of linking Aadhaar to bank account from an ATM
#Sweep the ATM card at the ATM and enter your PIN, select the menu "Service – Registrations"
#In "Service – Registrations", select Aadhaar Registration (or Inquiry as per your need)
#Now select the Account type (Savings/Checking), you will then be asked to enter your Aadhaar number