Banks

RBI to Introduce same day cheque credit system from Oct 4; within 3 hours from Jan 3, 2026

Credit-to-Deposit ratio in banks remain below 80% as demand in credit slows down: Report

Aggressive competition from PSBs will be a risk for prolonged slower growth of private banks: Bernstein

Consumer loan growth in India bottomed out, expect faster recovery amid credit cost moderation: Morgan Stanley

RBI does not regulate minimum balance requirements for banks: RBI Governor

Loan demand outlook optimistic for Q2 FY26 onwards; remained moderate in Q1: RBI survey

Bank credit down because corporates using bond market to raise funds: RBI

Increasing demand in India's retail credit presents opportunity for NBFCs to expand investor base: Crisil

RBI's rate cuts transmission visible in banks' books, faster adoption in Pvt banks than PSU banks: CareEdge

Banks' credit growth to remain low as corporates using other funding sources in low interest rate regime: SBI Report